Applying for a home loan is not as difficult as you might think. Just contact the Salesperson at Ocean Town Phuket, and we are ready to answer all your questions, from preparing loan application documents to moving in. Take advantage of our great promotions to become the owner of your intended townhome and commercial building. Just prepare the following documents:
1. Copy of Identification Card
The basic necessary document is a copy of the borrower's ID card to verify identity and personal information.
2. Copy of Household Registration
A copy of the borrower's household registration confirms your current address.
3. Bank Account Statement (Statement)
Prepare a copy of the bank account statement for the past 6 months to show the bank your money management and account activity.
4. Copy of Salary Slip (Payslip) for Permanent Employees
If you are a permanent employee, you should prepare a copy of your salary slip for the past 6 months to demonstrate your stable and continuous income.
5. Copy of Tax Withholding Certificate for the Past 6 Months and Proof of Last Year's Tax Payment for Freelancers
For freelancers, prepare a copy of the tax withholding certificate for the past 6 months and proof of last year's tax payment to show your income and ability to repay debts.
6. Documents of Co-Borrower (if any)
If there is a co-borrower, prepare the following documents:
- Copy of the co-borrower's ID card
- Copy of the co-borrower's household registration
- Bank account statement for the past 6 months of the co-borrower
- Copy of the salary slip or income certification of the co-borrower
Having all these documents ready will help make the home loan application process quick and efficient. If you have further questions, you can contact our staff for more advice at https://m.me/183975518299717?ref=OTloanWebtips or call 02-038-5020
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